My motive behind taking the upgrade would be to get a locker FREE of cost as I'm already chasing the branch to provide locker whenever there's one available. Till date haven't got any intimation of downgrading Preferred banking status, one of the reason could be that I always meet the MAB criteria at least. I'm comfortable in keeping MAB between Rs. This is a momentary surge in parking huge amount in savings account, that's not the case otherwise and I really won't be able to maintain such large sum. If they downgrade, after what duration does the bank do this? Do they downgrade from Imperia to Preferred/Classic banking programme if MAB criteria isn't met? 10L MAB for the whole group (3 savings accounts) ? Should I take the upgrade even though I won't be able to maintain Rs. I was offered Imperia once more previously but I didn't take the upgrade. 10L or more for the month of November 2023. I've salary account in HDFC Bank, currently have Preferred banking status and by the end of November month, I'll be offered Imperia banking status since 2 other accounts from family members are in the same group and MAB will be Rs.
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